Rivera's Bakery
- Card receipts$1,240
- Weekend sales$860
- POS deposit$2,180
We specialize in merchant cash advances, an increasingly popular alternative for small and medium-sized businesses. An MCA is not a loan. It's an advance on your business's future receivables, which makes it a strong fit if you need capital quickly but don't have the collateral or credit history a traditional loan asks for.
An MCA is a simple, flexible and fast way to get capital, whether it's for a one-time project, an emergency or smoothing out cash flow.
How our MCA works
We've shaped our merchant cash advances for all kinds of businesses, and kept the process fast, transparent and hassle-free. Once you're approved, you get a lump sum. You pay it back through a small percentage of your daily receivables.
There's no fixed repayment schedule. What you repay each day follows your receivables, so when business is slow you pay less, and when business picks up you pay more.
Daily salesRepayment
No collateral needed
An MCA doesn't require collateral. Many traditional business loans ask you to pledge personal assets or property. Our MCA is unsecured and based only on your receivables history, which makes it a good option if you don't have major assets to put up.
Who we work with
We've successfully provided merchant cash advances to businesses in a wide range of industries, including:
Retail
Expanding your product line, upgrading your store or riding out a seasonal dip? We've got you covered.
Restaurants and hospitality
Staffing, inventory, marketing. We understand the challenges you face, and we're here to help.
Healthcare providers
We help practices pay for equipment upgrades, staffing and other essential operating costs.
Service businesses
Contractors, salon owners, consultants. We can fund you fast to keep your business moving.
Construction
Materials, equipment and payroll between draws. We can fund the gap so the job keeps moving.
Ready when you are
Apply online and see how Sinclair Funding Group can help your business grow.