Sinclair Funding Group
SINCLAIR
How it works
Funds in 24 hours or less
Apply online
Fill in our online application with some basic details about your business, including monthly receivables and your finances. It's quick, and usually takes just a few minutes.
Approval & offer
Our team reviews your business's finances and works out how much funding you qualify for. If you're approved, we make an offer based on your receivables history and business performance. The amount depends on your daily receivables and the overall health of your business.
Offer for Rivera's Bakery
Approved- Amount
- $40,000
- Product
- Merchant Cash Advance
- Repayment
- A percentage of daily receivables
Receive funding
After approval, funds are typically sent straight to your business account within 24 to 48 hours, so you have capital when you need it, without the long wait of traditional financing.
Typically within 24 to 48 hours of approval
- Sinclair Funding Group+$40,000Deposited
- Card receipts$1,240
- Weekend sales$860
- POS deposit$2,180
Funds sent
- Once you're approved, funds are typically in your business bank account within 24 to 48 hours.
- Repayment that follows your receivables
- Our merchant cash advances don't require collateral.
What we offer
Daily salesRepayment
Predictable monthly payments
- Today
- 3–12 months
- Long-term financing
No collateral needed
Our merchant cash advances don't require collateral.
Based on your receivables
Learn moreWorking capital
to expand, buy inventory or cover day-to-day costs.
Who we work with
We've successfully provided merchant cash advances to businesses in a wide range of industries, including:
Retail
Expanding your product line, upgrading your store or riding out a seasonal dip? We've got you covered.
Restaurants and hospitality
Staffing, inventory, marketing. We understand the challenges you face, and we're here to help.
Healthcare providers
We help practices pay for equipment upgrades, staffing and other essential operating costs.
Service businesses
Contractors, salon owners, consultants. We can fund you fast to keep your business moving.
Construction
Materials, equipment and payroll between draws. We can fund the gap so the job keeps moving.
Who we are
Sinclair Funding Group is a leading provider of merchant cash advances (MCAs). We help businesses get the capital they need to grow, expand or simply run day to day. Every business is different, so our funding is flexible, fast, simple and built around you. Since we started, we've helped thousands of businesses across many industries keep going and reach their goals.
Our team has decades of combined experience in merchant financing. We value transparency, reliability and personal service, and small and medium-sized businesses nationwide trust us as a partner.
Small businesses are the backbone of the economy, and we care about giving their owners the tools to succeed.
Become an ISO partner
Partner with us to grow your revenue, give your clients fast, accessible funding and build lasting relationships with business owners who need capital.
FAQs
What is a merchant cash advance?
A merchant cash advance (MCA) gives your business a lump sum of cash up front in exchange for a share of your future receivables. It's not a loan. You repay it through daily deductions from your receivables, so it flexes with your business.
How quickly can I get the funds?
Once you're approved, funds are typically in your business bank account within 24 to 48 hours. That speed is one of the main advantages of an MCA over traditional financing.
Do I need collateral?
No. Our merchant cash advances don't require collateral. Your receivables history is the key factor in how much funding you get.
How do repayments work?
Repayments come automatically out of your daily receivables. Each day you repay a fixed percentage of them, so the amount adjusts with your cash flow.
What businesses is an MCA right for?
MCAs suit businesses that have receivables. We've worked with businesses in retail, hospitality, healthcare, construction and more.
Ready when you are
Apply online and see how Sinclair Funding Group can help your business grow.