What is a merchant cash advance?
A merchant cash advance (MCA) gives your business a lump sum of cash up front in exchange for a share of your future receivables. It's not a loan. You repay it through daily deductions from your receivables, so it flexes with your business.
How quickly can I get the funds?
Once you're approved, funds are typically in your business bank account within 24 to 48 hours. That speed is one of the main advantages of an MCA over traditional financing.
Do I need collateral?
No. Our merchant cash advances don't require collateral. Your receivables history is the key factor in how much funding you get.
What is a merchant cash advance?
A merchant cash advance (MCA) gives your business a lump sum of cash up front in exchange for a share of your future receivables. It's not a loan. You repay it through daily deductions from your receivables, so it flexes with your business.
How quickly can I get the funds?
Once you're approved, funds are typically in your business bank account within 24 to 48 hours. That speed is one of the main advantages of an MCA over traditional financing.
Do I need collateral?
No. Our merchant cash advances don't require collateral. Your receivables history is the key factor in how much funding you get.
How do repayments work?
Repayments come automatically out of your daily receivables. Each day you repay a fixed percentage of them, so the amount adjusts with your cash flow.
What businesses is an MCA right for?
MCAs suit businesses that have receivables. We've worked with businesses in retail, hospitality, healthcare, construction and more.