How It Works

Simple, Streamlined, and Stress-Free Process

Getting the funding your business needs has never been easier. At Sinclair Funding Group, we’ve designed a straightforward process that minimizes paperwork and maximizes efficiency. Here’s how it works:

Start Your Application Today

If your business is in need of capital, Sinclair Funding Group is ready to help. Apply now for Mortgage Financing, Equipment Financing, a Business Line of Credit, Term Loan or a Merchant Cash Advance today and find out how we can support your growth.

1.    Apply Online

The first step is to complete our online application. We ask for some basic information about your business, including monthly receivables and your financial details. This process is quick and can typically be completed in just a few minutes.

2.    Approval & Offer

Once your application is submitted, our team will review your business's financial information and determine the amount of funding you qualify for. If approved, we’ll make an offer based on your receivables history and business performance. The amount you can access will depend on your daily receivables and overall business health.

3.    Receive Funding

After approval, funds are typically transferred directly to your business account within 24 to 48 hours. This allows you to access capital when you need it most—without the long wait typical of traditional financing options.

4.    Repay Based on Receivables

Instead of a fixed repayment schedule, our repayment model is based on your daily receivables. Each day, a small percentage of your receivables will be deducted until the advance is fully repaid. This flexible repayment structure helps align your financing with your business’s revenue, making it easier to manage your cash flow.

5.    Flexible and Transparent Terms

Our goal is to make the repayment process as easy as possible. Since repayments are tied to your daily receivables, there are no fixed amounts or due dates. As your receivables increase or decrease, your repayment amounts will fluctuate accordingly, allowing you to repay based on your business's performance.